X has launched its X Money feature, including Apple Pay support. The feature was previously only available on an invitation-only basis. But it’s now available to users across the United States.
X Money is rolling out to X Premium and Premium+ subscribers in the United States, and combines a deposit account with peer-to-peer payments and a Visa debit card.

The functionality can be found within the X app, with deposit accounts held by Cross River Bank.
X Premium+ subscribers will earn up to 6% APY, while Premium subscribers can potentially reach that same rate depending on how much they deposit. Eligible X Card purchases will also earn users 3% in cash back.
Your money, on the world’s most powerful network
𝕏 Money is rolling out to U.S. Premium and Premium+ subscribers starting today pic.twitter.com/2c1UMkB4Kn
— X Money (@XMoney) July 27, 2026
As for the Apple Pay support, that’s part of X Money’s virtual card system. Alternatively, X Money users can also order a physical card as well as choose whether it will include their X username and customize how their real name appears on the card itself. 24/7 support is also included with an X Money account.
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