Apple has ended the iPhone Upgrade Program in the United Kingdom, replacing it with a new financing system using a new provider.
The UK’s iPhone Upgrade Program was previously managed by Barclays, but that agreement is ending. With it, so will the iPhone Upgrade Program as we know it. Apple has added an explainer to the program’s page on its UK website.

The iPhone Upgrade Program is coming to an end, but we think you’ll love what’s next.
You don’t need to do anything right now, just keep making your remaining payments. When it’s time for your next iPhone, the Flexible Finance Account will offer you a new, more flexible way to upgrade.
The iPhone Upgrade Program allows people to pay for an iPhone via 24 monthly payments and then upgrade to a new model every year, renewing the agreement at the time. Now, Apple will offer a “Flexible Finance Account,” which will be provided by Creation.

The Flexible Finance Account provided by Creation is a line of credit that lets you spread the cost of your next Apple device, and it’s available exclusively at the Apple Store. The good news is, it gives you even more options when it’s time for the latest iPhone. Whether applying in-store or online, choose a plan that works for you and get ready to upgrade.
The new financing option can be used to purchase other products, not just iPhones, including Macs and iPads.
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